Divide that by 10, thats what you can expect to make starting out. Yes salaries are higher than ever but it will take time and lots of financial sacrifice to get there. As a CFI, you’ll struggle to make ends meet. As a regional FO you will do okay, well enough to afford life and paying off your loan at a minimal payment. Expect somewhere in the $4000/month range ($95/hr x 75hr min guarantee-taxes and benefits). But money like that ($40k/month) will be 30 years from now if you’re lucky.