Hi Hunter,
Am near finishing my program, I selected the Sallie Mae payment that offered the $25/mo. payment, to get a lower rate. There was recently another posting about loan repayment (How to Pay Back the Loan). After I fully am vested in my career and signed, I plan to refinance to get a lower interest rate. Mine is well near 12.35%, with a cosigner…it’s nuts! I argued with Sallie Mae and they wouldn’t negotiate anything better with me, I even used some of my previous financial experience with underwriting lenders.
Brady