So currently I feel as though I am stuck finishing a master’s degree (which I started shortly after graduating, 2016) before I can move forward with any career plans. My undergrad degree is in UAS and I may have opportunities to work in the private sector and make very good money. In my mind, I truly am at a loss as to what I should commit to, whether it be ATP or Unmanned. One of the biggest intensives to work in the private sector for a few years is financial stability. I have an unhealthy fear of debt haha. I suppose my question is how much of an affect will starting as a first officer later in life affect seniority and long term pay? Or is that irrelevant? I realize that I sound like a broken record sometimes but I don’t take ATP lightly considering how much debt is acquired and the considerable intensity and commitment of the program. I just turned 23 and although some people that know me may think I have life figured out, it’s truly quite the opposite! Any advice helps!