While we have gone through the loan process, things have changed over the years. Underwriters come and go; executives transit through companies; policies change. The only way to find out what an underwriter would come back with based on terms and agreements is by applying - that’s one of the only ways to know if you’re going to be approved or not. Talking to an actual financial representative that’s licensed in finance may be able to give you better insight on approval.
Remember, credit lenders are lending you $100,000+ to go learn to fly a plane. They want to ensure repayment and getting their money back (and then some). If I could do flight training all over again, I would love to have done 50/50, cash/loan.