Hello! I am in the process of trying to make my way to ATP but continue to run into roadblocks with the financing portion and I am wondering if anyone on here knows of other resources for financing besides Sallie Mae and Meritize. I unfortunately do not have many options for co signers and I myself was told I do not have a long enough history of credit. I am about to apply for a lower amount but will still need to figure out the rest so again just looking to see if anyone else on here has overcome similar obstacles! Thank you
Lilly,
ATP Admin have a finance department you can call and talk to about options.
I paid 1/2 cash and 1/2 loan in 2017 but I forget if I needed to show proof of available funds prior to start date (basically show I actually had the cash).
Almost everyone needs a co-signer for these loans because they are unsecured for a large amount of money.
All the best,
Chris F
Thank you so much for the response!
Lilly,
Besides calling Kirk at ATP to ask about loan application strategies, all I can say is that usually this is just a matter of building good credit and saving. Unless you can find a co-signer in the meantime, there is not much else I can suggest, unfortunately.
Tory
Lilly,
You can also ask about the TSS transition position as well. After two years of work experience, you can secure a loan with a fixed low rate and begin the program as a full time student. It is highly competitive but worth applying for.
Hannah
Lilly,
As the others have mentioned, securing the loan can be bit of a stress. If you don’t have a “good” enough credit nor cash in the bank, lenders will typically want some sort of co-signor. Hannah mentioned one of ATP’s newest programs which was established earlier this year which is a great opportunity for those that need a little more time.
Brady