Luis,
Typically, lenders look to see a 640+ credit score, 2+ of established credit, and no derogatory marks. Of course, they will take your full credit history into consideration when making a decision on your application.
Any questions you have regarding impact to your cosigners credit would be best directed to Kirk in our finance department (904-595-7946)
If you’re not looking to start until January 2025, you would need to re-do your admissions flight as they are valid for 12 months.
Hope this helps,
Addison